Archive for the ‘Uncategorized’ category

A Few Things To Know About Sport Physicals

December 2nd, 2016

Many parents choose to have a sports physical conducted on their children during the summer. This makes sure they are ready for another activity filled sports season while last minute, mad rushes to the physician are avoided. Although most parents know that they need to get a sports physical conducted on your child, in order for him/her to participate in athletics, there are still a few unanswered questions.

How Should I Prepare Myself For This Checkup?

Make a list of questions about your child’s health and well being, should you experience any concerns or alarming signs. Ask your child if there is anything they s/he would like to ask the examiner. Take the medical history of your family and your child’s medical history reports with you.

Do Parents Need To Be Present At This Check Up?

Minors under the age of 18 require parental consent in order to have a sports physical performed. Parents also need to fill up the health history portion of the form. All in all, it is best that you are present for your child’s physical.

Is It Required For School Sports?

Yes, most schools do need a pre-participation checkup before enrolling students into their many athletic programs.

For How Long Is The Report Valid?

The report that you get is generally valid for one year. You need to pay special attention to this duration. Students who fail to go for this checkup can be disallowed from participating in sport and athletic activities.

What Should You Expect During The Procedure?

During a procedure, a child’s blood pressure, height and weight are checked. The physician will also look at the lungs, heart and spine. The immunization schedule will be reviewed and signs of puberty will also be taken into consideration.

What Is The Difference Between An Annual And Sports Physical?

Although an annual physical is the same as a sports physical, you go in for a sports physical when your child wants to involve himself/herself in a sport or physical activity. In such cases, the sports physical can be incorporated into the annual physical.

How Can I Prepare My Child For The Upcoming Check Up?

Sit down and have a thorough conversation with your child. Tell him/her about the procedure that is to be conducted and that there is nothing to worry or be fearful about.

These are just a few answers to some of the most frequently asked questions about this checkup.

What Are Centers of Excellence at Hospitals?

December 2nd, 2016

When I first began researching information on various hospitals across the United States, I came across many hospitals that offered a variety of Centers of Excellence. I was curious as to what constituted a Center of Excellence as opposed to just listing a program as a specialty service, so I decided to research this as well.

What I found out was that a Center of Excellence essentially means that a hospital specializes in the treatment of a certain illness or specializes in particular treatments. Centers of excellence can be anything from heart or cancer care to neurosurgery or organ transplants. Some hospitals offer a variety of Centers of Excellence whereas other hospitals might just offer one or two.

It was more difficult to find out how a hospital was able to claim the distinction of having a Center of Excellence. From what I could gather, each individual program and treatment has particular criteria that needs to be met in order for the hospital to state that their program is a Center of Excellence. They might require that the treatments be performed by a certain type of doctor or that a certain amount of treatments are performed annually.

I also found that different health care programs and health insurance programs will also designate a program of a hospital as a Center of Excellence based on their own criteria. This might mean that they are more likely to recommend this hospital as opposed to another hospital. They do this as a service to the patients who have their insurance to help them make an informed decision about which program is right for them. If you have a question about a particular hospitals Center of Excellence designation, you should ask them about how they received the designation and who gave it to them.

How To Expand Your Family Law Practice: Ten Money Making Tips For Divorce Lawyers

December 1st, 2016

The divorce rate in the United States is likely to rise over the next five years due to the ten sociological trends that will be outlined below.

These changes will create an abundance of work and opportunities for family lawyers and matrimonial lawyers.

  • In a bad economy, some people stay in bad relationships because they feel trapped. In short, they can not afford to leave their spouse. Today’s economy is quite strong. Home prices are rising and the stock market has been on the rise. Many people who are unhappy with their marriages can now afford to terminate these unfulfilling relationships.
  • The opioid crisis, the heroin crisis, the increase in alcohol abuse will create a lot of familial stress and will contribute to marital disintegration in America. Interestingly, many private corporations are now investing in drug treatment center to profit from the increased need for these services.
  • Domestic violence often coexists with addictions and substance abuse. Spouses in violent relationships will need to be protected by family lawyers and by the criminal justice system.
  • The rising number of people who are addicted to pornography, video games and social media will continue to put a strain on marriages and on family life. Many clinicians and attorneys are seeing the impact of these kinds of addictions on marriages and on intimate relationships.
  • Laws allowing same sex marriages create more relationships. More relationships means that there will also be more relationships which end in divorce.
  • Internet dating has made it very easy to meet, to hook up with people and find another spouse. Consequently, people are not afraid of being alone and will not hesitate to remove themselves from an unhappy marriage.
  • The public is now more aware of the value and utility of pre nuptial and post nuptial agreements. Attorneys will need to create more and more of these contracts.
  • Infertility treatments are creating many complicated legal issues for couples. Who owns the fertilized eggs is merely one example of the kind of legal issues that this relatively new technology is generating for families and for their lawyers.
  • The growth of mediation will simplify and shorten the divorce process and make it easier and less expensive to terminate a failing marriage. Consequently, more people will be likely to utilize the legal system to end their marriages.
  • Similarly, collaborative divorce is gaining in popularity and is creating another viable route to divorce for some couples in America.

 

Applying for a Personal Loan With Subpar Credit – What to Know

November 30th, 2016

Anyone that finds themselves with multiple balances on credit cards that have high interest may consider looking for a personal loan with bad credit. This allows them to transfer those balances and take advantage of a lower interest rate to pay off their cards. Sadly, many banks will turn them down due to their credit. Thankfully, there are ways to get a loan that will help them save money, even with that low credit score.

Whether due to financial issues, job loss, or just striving to build a good credit score as a first time user it is difficult to get a loan. The way credit reports work is always changing and there are many factors that affect a person’s credit. It’s important to stay in the know about how to build it, and what your options are. There are likely more options than they think. Here are some ways to apply for and get a personal loan with bad credit.

How to Get a Loan with Bad Credit

Having zero credit or poor credit is a major issue when looking to secure a loan, because that person is viewed as a high risk customer who may default. It’s important to accept that until the credit score is raised, one won’t be able to enjoy the standard lending guidelines offered by big banks.

For anyone that’s been turned down for a loan or who doesn’t want to pay monstrous rates, here are some options:

Consider a Home Equity Line of Credit

If there is enough equity in owned property, it’s possible to secure a tax-deductible, low-interest loan or line of credit that can be used in any way. The only downfall is that many don’t want to tap into their home equity as it puts the property in jeopardy if they can’t repay it. However, with a steady income and a bit of discipline then this can be paid off and is a less pricey option no matter what the credit score!

Try and Apply to Credit Unions

Credit unions are so much better than a regular bank. That’s because they are member-owned. Usually they are founded by people who have something in common whether it be living in the same area, or working in the same profession. They are nonprofit and have a sole purpose of helping members. They offer great customer service and low fees.

Borrow from a Friend

Consider what’s called P2P or peer-to-peer lending. There are even sites online that let a person borrow from someone directly rather than a bank. This form of lending is getting very popular and is quite simple. It’s a winning situation for both investors who want to earn interest and borrowers who enjoy paying lower rates. It’s the perfect solution when looking to apply for a personal loan with bad credit. Current rates with P2P lending are as low as 6%. That’s far lower than most credit cards.

Family Loans

If an online peer doesn’t pick up a loan request, there’s always a chance a family member might. However, it’s more than important to treat a loan from someone in the family just as a professional loan. It should be documented and recorded. A written agreement should show the interest rate, terms of repayment and collateral that’s going against the loan. It should also lay out all the actions to be taken if the borrower does not repay.

What About a Co-signer?

If one is searching for a personal loan with bad credit and they don’t have a family member or a friend that is available to offer the loan, maybe they would consider co-signing. This is when someone who trusts that the borrower can repay the debt would take a chance on them and be a back up to repay the loan should that person default.

DUI Record Search and Why You Should Run One

November 29th, 2016

Getting a DUI is a big deal for someone. The repercussions of getting a DUI can last years. From getting your license revoked to losing your job, so yes getting a DUI is a serious offense.

But what about the other end of getting into a car with someone that has gotten a DUI in the past and not knowing the risk you could be getting yourself into. Keep reading to find out why you should run a DUI record search and what information you could find.

It will be in your best interest to know who you are letting getting behind the wheel while you’re the passenger.

New Dates or love interest

With advancements in technology there are more apps then ever designed to find love or dating prospects. Before you jump in that car for a night out be sure to run a quick public record search that could uncover past driving records such as a DUI.

Carpooling to work

Carpooling is a great way to share the cost of getting to and from work by sharing a car ride with others.

With that said before you zoom down the highway with Bob or Margarete be sure to run a DUI record search on the individuals that will be driving.

Your Child’s friends Parents.

Believe it or not this can be a much-overlooked search area but one of the most important ones.

Your children’s friend’s parents may take your child to parties, play dates for pizza or anywhere else. Be sure whoever is driving your children around town has a clean record.

What information can you find in a DUI record search

After running a search, you could find all kinds of information from a public record search.

There will be a criminal record section, asset information, related person searches, Dui record data, and much more that users can search and find on their targeted individual.

Keep in mind online services are usually anonymous so your search subject will not know.

In closing

It is worth the small investment in time and money to run a DUI record search on someone that will be driving your or any of your loved ones around town. All you need is the State of the person you’re searching and first and last name.

If your search subject has public data on them, you should be able to see what information is on them within your private report.

Big-League Customer Advises Bush-League Vendor

November 28th, 2016

Sudden growth is rarely a smooth ride, especially for a boot-strapped venture. Well past their fifth year in business, one small custom manufacturer serendipitous developed a product that met a real need in a niche market populated by industry giants. The vendor’s new customers were used to buying from large, well-managed firms. As a custom manufacturer, this company had the freedom to focus on one customer per product. It wasn’t yet clear to them that they had entered into a phase of development where the signs of professional management would be taken for granted by customers. In this case study, a frustrated customer advises the vendor to learn how to manage their resources to simultaneously (and seamlessly) complete commitments made to past customers and start projects for new customers.

This is one in a series of case studies highlighting “Key Questions and Course-correcting Quotes” taken from 20 years of B2B customer insight projects. All names are fictitious, but the situations are real. Case studies paint a picture of how important it is to learn what your B2B customers think–but aren’t saying. These are real-world examples of how soliciting and acting on customer feedback has helped companies hold onto customers longer, grow relationships bigger and pick up new business faster.

Case study: Your Bootstraps Are Showing

Key Question (asked of a VP–the vendor’s chief contact in a 6-figure relationship):

VP: “This vendor’s president was badly criticized by customers who attended last year’s trade show. He changed how his company prioritizes customer issues. Do they now seem to be on the right track, or are they overlooking a blind spot that’s obvious to you?”

Course-correcting Quote:

“Their president has to get his organizational structure in place and build a senior management team. He has a bandwidth problem. On the one hand, he hasn’t delivered on all his outstanding obligations to his existing customers. On the other, he needs to make enough sales to keep his company afloat. They need to learn not to make contractual commitments for products that take resources away from their existing obligations. Reality for a small company like that is, you have to make the big sale. It takes a lot of discipline to not over-commit. They need to get a better handle on their existing staff’s capacity.”

My Client’s Quandary:

This $7 million vendor had a product that Fortune 50 companies were interested in, but the company was having growing pains. Their founder knew how to design and develop new products, but he didn’t have a lot of management training or experience. His senior managers were two of his buddies with the same technical background and lack of management experience. His company was at risk of being marginalized by a stronger competitor as soon as someone else developed a decent competing product.

More immediately, the president would be facing his customers at an upcoming trade show. He had been badly pilloried a year earlier. Before risking that again, he wanted a customer relationship consultant to conduct deep-dive interviews with his customers and expose the themes and patterns that would clarify which decisions he needed to make.

Conclusion:

Several of his customers gave similar feedback. My recommendation: Acquire experienced outside talent to manage operational and customer-facing functions. He hired the experienced talent he needed, held onto his customers, attracted funding, grew the company to serve additional niche markets, and eventually found a strategic buyer. Honest feedback from his customers helped him find his way and achieve his vision.

I categorize projects as assessments, investigations, treasure hunts or rescue missions. This project was an investigation. The client’s question was “Why are our customers still angry with us?”

Solution for Business Growth – Networking

November 27th, 2016

Interacting with influential people in parties, and collecting their visiting cards is just a touch point. Capitalizing your business on this network is totally a different ball game.

It requires due diligence and dedication over the years to build a relationship for a solid network. Once you have done it becomes a derivative to your success.

Networking should not be a temporary activity, it has to be an ongoing process, even when you are not at your desk. Aspiring business leaders have to learn the strategic networking technique for rapid business growth.

Primary reasons for networking

Why is it desirable to build a network with influential people and business groups of your domain?

· Immediate access to all service providers and vendors

· Quick response rate for contract base hiring

· Full extension to peers help

· Never face an issue of work crisis

· Referrals from the third party

· Updates on the latest trends and technology related to your business.

· Share ideas with similar business groups

Common Business Networking Mistakes

If the success of your business depends on networking then why to leave any corner of networking untouched, no matter how small or big your business is.

Unlike your business location, your network is not limited to the physical address. It has to proliferate in all directions. There are tons of way to build the network that is often overlooked.

· Not connecting with other communities

When it comes to pairing with individuals, usually you choose the known path for connection which is social media. It might look promising connecting through it but it limits your network spectrum. You have to explore another dimension for networking as well. Try to connect to lesser known communities like “Quora” or register with a “common platform for service providers”. There are other multiple online platforms where you can confluence with same business groups like Tumblr, musical.ly, tinder, etc. depending on your domain expertise.

· Not connecting to Niche forum or group

If you really want to build a close relationship with your clients or domain experts, join a Niche “forum”. But joining too many forum sometimes becomes complicated, try to zero in two or three forum of your field. There are big companies that also join this forum to get solutions and you can connect with them instantly.

· Not justifying your acquaintance

Let your client find you with your skills. Networking becomes easy if your clients know your whereabouts. There are very few networking sites that have a portal built especially for employees, where employees can build and upload their portfolio. It helps the employee in two ways, building their own network and establishing themselves as a brand.

· Not Paying heed to referrals

You need to pay attention to referrals coming through the third party or from the vendor’s site. Take immediate follow-up and honor these referrals.

· Not using Reviews/Testimonial for networking

This is the most overlooked attribute by vendors. Many of them believe “Reviews and Comments” are solely made for critics. No, that’s not true. You can convert those critics to your potential client. Ask for “Reviews and Comments” from them, you can even ask for the area of improvement for better service. It will help you to identify your weak zone, and at the same time, you have the opportunity to build a positive image in front of your clients. So, always be ready to listen to your client and make a bond with them through Reviews/Testimonials.

· Not connecting actively with Co-workers

Connecting with co-workers actively helps you to share ideas and gain knowledge. You develop this special”give and take” relation with co-workers over a period of time. Your equation with them will decide how your network will expand.

· Not connecting to diverse population

Usually, it’s a human tendency to connect with like-minded people, which is OK. But if you want to build up a B2B network, then you need to break that cocoon and connect with a diverse population. Diversity gives you the perspective to think out of the box and implement new ideas in your business.

Some Key takeaways for Business Networking

· Make your social networking activity a key part of your daily work.

· Locate and join networking site where other members sell their service or product same as you

· Rather than building numbers focus on people that show interest in your service

· Don’t miss out the client by not joining a common networking platform or joining much later than you should be

· Use software tools or plugins to optimize your networking activity

An Appreciation of Henry Lindlair, Early 20th Century Naturopath

November 26th, 2016

In my search for answers to use alternative medicine in place of modern drugs and pharmacy I ran across the story of colorful naturopath Henry Lindlair (1862-1924). As a young man Lindlair accumulated a fortune. Although rich he was sick at 35. Diagnosed with diabetes and given just a few months to live he changed his lifestyle to nature cure. Ten years later he owned a successful drug free nature cure clinic in Chicago. Over the next 20 years became the leading scientific naturopath in America.

Lindlair’s story is common in the annals of nature cure. His cure was not found in drugs, but located in nature. His first touch was reading Louis Kuhne’s The New Science of Healing which introduced him to the concept that disease is caused by violating nature’s laws. After applying the Kuhns suggestion he eventually became cured of diabetes. The experience gave him the drive to embark on a lifelong journey into natural cures.

Before that Lindlair had believed that life, death, and disease were largely a matter of being in the wrong place and disease was caught by chance. He felt betrayed by a medical community that should have explained that as simple a thing as diet and that he was cured by what medical doctors called a “Quack.”

Lindlair believed that if he became a medical doctor he could correct the wrong thinking conveyed by the medical profession. He learned osteopathy and nutrition, then later received his medical license and started his Chicago practice. He consistently railed against the rich American diet and felt good blood did not need large quantities of fats, proteins, meats, and dairy products. He felt that vegetable salts were taxed with heavy foods that nutritional deficiencies would occur. He never became a fanatic about food but was careful about quantity, making vegetables the biggest portions on his plate.

Four core solutions were used in his sanatorium
o Rest and Relaxation
o Water, air, light, electricity
o Hydrotherapy of all sorts, cold, warm, hot
o Controlled diet

Besides those he used homeopathy and occasional herbs. Lindlair was an accomplished naturopath whose light went out too early when he paid no attention to himself. An infection in his toe led to blood poisoning killed him.

All You Need to Know About Family Law

November 26th, 2016

Law, the term is associated with rules and regulations that the government of a country sets for its subjects. The subjects or the people who come under this law has to follow or abide by them. If violated, the person can be liable to undergo punishments as the concerned authority will wish them to go through. This is a state law. This has many divisions. Under this, the family law is a part. Law can also be there set by the head of a corporation or an organization. In that case, it cannot be called a state law, it is for the concerned organization. This article will deal in detail with family law. To know more continue reading.

Definition

As the name suggests, the law is concerned with matters regarding a family. It can be the family issues, like relationships, divorce, child custody or adoption of a child. The state is the supreme head who has the final say in such matters. A family seeking judgment must make an appeal before the court of law and have to patiently wait for the proceedings to take place.

Some Common Terms Related to Family Law

Marital Property- The property attained by either of the spouses during their marriage. This property becomes the point of division if they want to get divorced.

Emancipation- If the guardian of a minor dies, and if through court proceedings assumes adult responsibilities and becomes self-supporting for his or her own welfare. In this case, the minor does not remain under the care of his or her parents.

Prenuptial Agreement- An agreement, made before the marriage of a man and woman where they give up any future right to one another’s property in case of divorce or death.

Alimony- An allowance given by one spouse to another to support themselves after divorce or legal separation.

Paternity- This means to establish a confirmed identity of a child with his or her biological father.

How Are the Family Matters Solved?

If there is an issue in the family, which the members are not able to solve by themselves they can seek the local court for justice. In the first place, they must approach a lawyer who deals in such types of cases. Discussing the matter with him or her and taking an advice, one can submit their appeal to the court. The court through its several sittings will listen to the case and offer a suitable solution for both the parties.

Gemstones to Increase the Beauty of the Beholders

November 25th, 2016

Gemstones or precious stones are pieces of mineral crystals which can be cut, polished and shaped to beautifully reflect its inherent color and light to the beholder. These crystals are used as centerpieces or adornments for jewelry or other decorative items, such as watches or showpieces. Certain rocks like lapis lazuli, or organic products like pearl and amber are also considered as gemstones. Out of over 130 different types of precious stones available on earth, the current origins of four popular types are discussed below for reference.

Opals

Opals are found commonly all over the world but all are not in the precious stone category. The stones of high quality and beauty are found in the Australian Outback gem mines. These mines account for over 90% of the world’ total precious, jewelry-grade opals. Some opal mines of Ethiopia have also started production of high-quality white opals, popularly known as Welo opals. The fire opals of Mexico are bright, yellow-colored stones favored greatly by the jewelers of today.

Rubies

The Burmese (now Myanmar) Ruby has been greatly prized the world over for its rarity and demand due to its special intrinsic qualities. The “pigeon-blood” Burmese rubies are some of the rarest and most sought-after gemstones in the world. These rubies radiate light and display a dazzling kaleidoscope under ultraviolet or sun ray. Myanmar still has a considerable number of ruby mines, but the general quality has come down from the previous yields. East African nations like Tanzania, Mozambique and Madagascar are the newer sources of these fine gemstones since the 1960s. Also, new ruby deposits have been found in Vietnam and Greenland in recent times.

Emeralds

The Colombian emeralds command the best value in the world due to its high quality and steady production since the ancient times. These green gemstones contain chromium, which is responsible for its intrinsic coloring. The other South American country producing good quality emeralds is Brazil. The precious stones from its mines contain traces of vanadium and are tinged with a slight gray or brown color. Zambia in Africa also produces high-quality emeralds. The Zambian stones contain iron traces but are clearer than the other produces and often reflect a bluish-green color. The more modern emerald findings include the Panjsheer Valley mines of Afghanistan, whose quality is comparable to the Colombian gemstones.

Sapphires

The best quality and the most beautiful-looking blue sapphires came from the mines in the Kashmir region of India in the past. These “cornflower blue” gemstones currently occupy places of pride in the jewelry collections of the connoisseurs and museums. The Myanmar sapphires from the Mogok region are also prized all over the world. Sri Lanka produces the most number of these gemstones in many other colors along with the signature blue. The American state of Montana also produces light-blue and pink sapphires on a smaller scale.